What is JustLend DAO? +
JustLend DAO is the leading decentralized lending and borrowing protocol built on the TRON blockchain. It allows users to supply supported TRC-20 assets to earn interest, borrow against their collateral, and earn JST governance token rewards.
How are interest rates determined on JustLend? +
JustLend uses an algorithmic interest rate model based on pool utilization. When more assets are borrowed (higher utilization), rates increase to attract more suppliers and encourage repayment. Rates are updated in real-time every block on TRON.
What is the Health Factor and when does liquidation occur? +
Your Health Factor represents the safety of your collateral relative to your borrows. A Health Factor above 1.0 is safe. If your Health Factor drops below 1.0 due to price movements or accrued interest, your position can be partially liquidated to repay debt and restore safety.
What is the JST token used for? +
JST is the governance token of JustLend DAO. Holders can vote on protocol proposals, stake JST to earn a share of protocol revenue, and receive bonus JST mining rewards when supplying or borrowing on JustLend.
Is JustLend DAO audited and safe to use? +
JustLend DAO smart contracts have been audited by multiple independent security firms. The protocol uses overcollateralized lending, circuit breakers, and on-chain governance to manage risk. Over $4.2B in total volume has been processed without a security incident.
How do I earn JST rewards on JustLend? +
Simply connect your TronLink wallet, supply or borrow any supported asset, and JST rewards begin accruing automatically in real time. You can claim rewards at any time with no lock-up period. Higher utilization markets typically offer higher JST mining rates.